HM Revenue & Customs can answer questions on whether or not a person has opted out of SERPS (State Earnings Related Pension Scheme). Its helpline number is 0845 915 0150. The agency needs an associated national insurance number to access information. HM Revenue & Customs can also be contacted at: HMRC National Insurance contributions and Employer Office, Services to Pensions Industry (Personal Pensions), Benton Park View, Newcastle-upon-Tyne, NE98 1ZZ.Know More
SERPS was a state-run, earnings-based pension plan in the United Kingdom; those who work more hours or have a higher income pay in more than those who don't and receive a larger pension at retirement. An individual can contract or opt out into a personal or stakeholder's pension. Once he has done so, he can receive a rebate or pay a reduced fee on National Insurance contributions. SERPS is now an obsolete plan, replaced in 1992 by the State Second Pension plan. Individuals who are self-employed or whose companies maintain a private pension plan do not qualify.
The Financial Services Authority can provide further information on opting out in addition to an opting-out fact sheet. Also, the independent financial adviser or security company that initially sold the plan to the individual should be able to provide further information.Learn more about Banks
According to the American Diabetes Association, the only way for a person to know if he has diabetes is to be tested; however, several common symptoms can indicate that a visit to the doctor is needed. These symptoms include frequent urination; feeling thirsty or hungry, especially after having already eaten; fatigue; blurred vision or cuts and bruises that are slow to heal.Full Answer >
A person can find out if a driver's license is suspended by contacting the Department of Motor Vehicles (DMV) in the state that issued the license. Contact methods vary by state.Full Answer >
A person can determine if their transmission is slipping by watching the revolutions per minute, or RPM, gauge. If the gauge reads more than 3,500, it can indicate a slipping transmission.Full Answer >
To be diagnosed with attention deficit/hyperactivity disorder, a person must visit a licensed medical practitioner. According to WebMD, symptoms of ADHD include inattentiveness and/or hyperactivity, and impulsive behavior may also be present. ADHD is often diagnosed in children who display these symptoms to a far greater degree than their peers. Adults who are diagnosed with ADHD may have symptoms slightly different from children, such as restlessness instead of hyperactivity.Full Answer >