Q:

How do you read a United Health Care insurance card?

A:

United Health Group was the first major health company to issue customer-insurance identification cards that contain plan eligibility information, the personal health record and, in some cases, a link to a person's Health Savings Account to facilitate payment. Swiping the card through a card reader gives medical personnel all that information. It's contained in a magnetic strip, but there's other information on the card as well.

The face of a United Health Care ID card lists the Health Plan number, member ID and Group Number. It also shows the name of the primary care physician, his phone number and the amount to be charged for "office/spec./ER." For example, an office visit to the primary care physician might cost $10, to a specialist, such as a cardiologist, about $35 and visiting the Emergency Room might cost $65. That's the most critical information needed to make a decision about going to the doctor. It tells what the initial cost is. The other information on the front of the card is largely for medical and pharmaceutical personnel in handling a claim for service. On the back of the card are phone numbers to call if a nurse is needed or have questions about health coverage, prescriptions or dental coverage.


Is this answer helpful?

Similar Questions

  • Q:

    What is esthetician insurance?

    A:

    Esthetician insurance is insurance that covers an esthetician if something goes wrong while performing services for a client. It will pay the client if the esthetician is sued and found negligent.

    Full Answer >
    Filed Under:
  • Q:

    What is reciprocal insurance?

    A:

    Reciprocal insurance refers to an arrangement where a group of unincorporated individuals or organizations agree to share insurance risk among themselves. The arrangement is not informal. Members exchange indemnity contracts and individually appoint legal personnel called attorneys-in-fact to manage the affairs of the entity that results, which is known as a reciprocal insurance exchange.

    Full Answer >
    Filed Under:
  • Q:

    What is sinkhole insurance?

    A:

    Sinkhole insurance is a form of coverage that is usually required for mortgage in areas that are prone to sinkholes. The state of Florida is a good example of where sinkholes are common, making sinkhole insurance necessary for homeowners. Florida Statute 627.706 requires every insurance company to sell insurance for catastrophic ground cover collapse. Sinkhole coverage is usually an additional item in the home owner's insurance policy.

    Full Answer >
    Filed Under:
  • Q:

    What is Christian insurance?

    A:

    According to National Public Radio, Christian insurance is a designated health care sharing ministry comprised of members who share similar religious beliefs and agree to cover the costs of medical services as a group. It is one alternative to meeting the "individual mandate" required by the Affordable Care Act.

    Full Answer >
    Filed Under:

Explore