The process for retrieving a lost or forgotten PIN for your credit card depends on the exact card in question, since each company has its own process for dealing with PIN numbers. Generally, to retrieve or change your PIN, go to your online account, contact the issuing institution or call the card's customer service. Expect to answer security questions to verify your identity as the authorized cardholder.Know More
Some credit cards will allow you to retrieve or reset your PIN directly from your online access account. In most cases, your number will be sent to your email or to a pre-set mobile phone number to make sure you are the authorized cardholder.
If you got the credit card through a third-party bank or credit union, contact that institution or visit in-person to discuss the retrieval of your PIN number. Expect to answer questions to establish your identity, as well as provide the card number and the security code that is on the back.
Each card should have a customer service number on the back. This number is generally located just above or just below the magnetic security strip. If you have tried other options and they have not worked, contact the credit card company directly regarding their PIN reset process. They may not be able to do it for you, but they can point you in the right direction.
Refunds or cancellations on purchases made with a credit card must first be addressed with the merchant in question. If the merchant refuses to issue a refund or solve the issue, there are laws that protect consumers and allow them to recoup their money by filing a dispute with their credit card company.Full Answer >
To redeem credit card rewards, get rewards in cash, use airline travel points, buy a gift card or save credit card points through the company, recommends Melody Warnick for CBS MoneyWatch. Contact the credit card company to get a list of eligible rewards or to redeem awards.Full Answer >
A credit card number is found on the back of the card next to the security code number. It is the number that comes before the three-digit security code number on Visa, MasterCard, Discover, JCB and Diners Club cards. For the American Express card, the main card number is located on the front of the card with the four-digit security number above it.Full Answer >
A credit card number is normally 16-digits long, although the actual length varies depending on the card company. The maximum length of any card is 19 digits, and companies follow a specific identification protocol for number length.Full Answer >