The process for retrieving a lost or forgotten PIN for your credit card depends on the exact card in question, since each company has its own process for dealing with PIN numbers. Generally, to retrieve or change your PIN, go to your online account, contact the issuing institution or call the card's customer service. Expect to answer security questions to verify your identity as the authorized cardholder.Know More
Some credit cards will allow you to retrieve or reset your PIN directly from your online access account. In most cases, your number will be sent to your email or to a pre-set mobile phone number to make sure you are the authorized cardholder.
If you got the credit card through a third-party bank or credit union, contact that institution or visit in-person to discuss the retrieval of your PIN number. Expect to answer questions to establish your identity, as well as provide the card number and the security code that is on the back.
Each card should have a customer service number on the back. This number is generally located just above or just below the magnetic security strip. If you have tried other options and they have not worked, contact the credit card company directly regarding their PIN reset process. They may not be able to do it for you, but they can point you in the right direction.
PIN numbers can be assigned to prepaid Visa cards. The PIN number needs to be entered at ATM machines in order to make withdraws. The PIN number may also be necessary in order to complete other types of transactions or to speak with a representative about a particular account.Full Answer >
A credit card number is found on the back of the card next to the security code number. It is the number that comes before the three-digit security code number on Visa, MasterCard, Discover, JCB and Diners Club cards. For the American Express card, the main card number is located on the front of the card with the four-digit security number above it.Full Answer >
The issue number of a credit card is an additional set of numbers found at the end of the account number, and is used to allow for changes that may be needed if the card is lost or stolen. The issue digits are part of the full account number.Full Answer >
If a credit card number is stolen, consumers should report the theft immediately to their credit card company or ATM provider, as losses resulting from that number being stolen can accumulate quickly as a result of failure to take action. Many credit card companies offer services specifically for helping consumers deal with the loss or theft of their credit cards and card numbers, say experts at the Federal Trade Commission, or FTC. Consumers relieve themselves of further liability after reporting losses, although the scope of liability varies depending on the type and make of credit card.Full Answer >