A personal banker is employed in a bank or another financial institution and helps customers manage their money and find appropriate solutions for their financial needs. Personal bankers must have a strong working knowledge of the types of services that their financial institution offers and be able to share this information with clients to accommodate their economic desires.Know More
Personal bankers spend the majority of their time working with banking software, speaking to customers both in person and over the phone, troubleshooting customer issues, explaining products and services and assisting customers with other banking needs. They may assist customers in a variety of financial areas, including opening savings or checking accounts, retirement planning, loans or investing. Personal bankers must have excellent customer service skills and the ability to gain and maintain their customers' trust.
Many personal bankers begin their careers as tellers at a financial institution, which gives them an introduction to the field of banking. Sales experience is also helpful but not always required. In most financial institutions, a high school diploma or GED is required to become a personal banker, but a degree in business, finance or a related field is preferable and often ensures faster career advancement.Learn more about Personal Banking
To wire money to a bank account, you need the receiving bank's name, the bank's routing number or ABA number, the payee's bank account number and any other pertinent information the receiving bank may require, according to Justin Pritchard for About.com. Obtain this information from the payee.Full Answer >
Automatic teller machines, or ATMs, that are open 24 hours a day, seven days a week, allow account holders the option to access their money outside normal banking hours. To access that, it is necessary to have a debit card that works in those machines and a security code.Full Answer >
To send money from your bank account to your PayPal account, login to PayPal, link and confirm your bank account information, and choose "Add Money" on your PayPal home screen. Money is sent via Automated Clearing House transfer, which typically takes 3 to 5 days.Full Answer >
To wire money to a bank, you will need the recipient's bank name, routing or ABA number and your own bank account information. Once the account information is gathered, you can fill out a form or transfer the money online, and the bank will handle the rest.Full Answer >