A personal banker is employed in a bank or another financial institution and helps customers manage their money and find appropriate solutions for their financial needs. Personal bankers must have a strong working knowledge of the types of services that their financial institution offers and be able to share this information with clients to accommodate their economic desires.Know More
Personal bankers spend the majority of their time working with banking software, speaking to customers both in person and over the phone, troubleshooting customer issues, explaining products and services and assisting customers with other banking needs. They may assist customers in a variety of financial areas, including opening savings or checking accounts, retirement planning, loans or investing. Personal bankers must have excellent customer service skills and the ability to gain and maintain their customers' trust.
Many personal bankers begin their careers as tellers at a financial institution, which gives them an introduction to the field of banking. Sales experience is also helpful but not always required. In most financial institutions, a high school diploma or GED is required to become a personal banker, but a degree in business, finance or a related field is preferable and often ensures faster career advancement.Learn more about Personal Banking
Some ways to transfer money from one bank to another include a wire transfer, writing a check or doing a transfer with an account and routing number. Customers should be aware that some financial institutions may charge a nominal fee for transferring money. The amount varies depending on service and bank.Full Answer >
To wire money to a bank account, you need the receiving bank's name, the bank's routing number or ABA number, the payee's bank account number and any other pertinent information the receiving bank may require, according to Justin Pritchard for About.com. Obtain this information from the payee.Full Answer >
Withdraw money from a bank by filling out a withdrawal slip and presenting it to the teller on duty. Picture ID is required at most banks.Full Answer >
Money orders can often be cashed at Western Union offices, through the U.S. Postal Service or at check-cashing stores, according to About.com. A money order is similar to a check, so an individual can cash it like a check.Full Answer >