The top five home insurance companies in Florida, listed below, have a history of providing customers with low premiums and quality customer service when it comes to filing a claim. Read below to determine which company may be the right fit for you and your insurance needs.
Citizens Property Insurance Corporation holds the most personal and commercial insurance policies in Florida, with over 1 million customers. Based in Florida, this insurance company knows exactly what type of coverage Florida residents need in order to protect their homes. Citizens Property Insurance Corporation offers an "Inspection and Outreach Program," which provides homeowners with credits for taking measures to protect their homes against damage, particularly those that prevent against wind damage. Customers may also add additional coverage to their policies to cover loss due to floods or storm surges. Working directly with a Citizens Property Insurance agent, you have the ability to design the perfect policy for your home.
State Farm holds the second largest number of home insurance policies in Florida with over 600,000 policies. This company offers the financial benefits of a national company as well as the local support you'd expect from a neighborhood business. In addition to providing homeowners with high-quality insurance options, it also invests a great deal into Florida communities by helping Floridians prepare for hurricanes and donating to efforts to re-build after major storms. As an added benefit, homeowners may receive policy discounts for also holding auto insurance through State Farm.
Florida Peninsula Insurance Company is a top-rated Florida-based insurance company with over 100,000 policies. The company encourages residents to take advantage of all that Florida has to offer while they take care of unexpected disasters. Through Florida Peninsula Insurance Company, you have the ability to design a policy specific to the type of dangers your home faces in Florida. The company’s website allows you to request a quote online and, once you become a policyholder, you may access your policy and make payments online.
Royal Palm Insurance Company, part of the Tower Hill Insurance Group, provides policies to over 100,000 homeowners in Florida. The company has offered home insurance in Florida since 1972, which means it has a wealth of experience when it comes to dealing with hurricanes and other disasters that affect Florida homeowners. Through the Tower Hill Insurance Group’s website, homeowners have the ability to pay their bill and file claims 24/7, making it that much easier to do business with Royal Palm Insurance Company.
Florida Family Insurance Company protects the homes of over 80,000 families in Florida. At Florida Family Insurance Company, you are treated like family; as a result, you receive personalized service with local agents throughout Florida. Policyholders have the opportunity to review all of their policy documents online for easy access and the company also offers a regular customer service line to file claims and make policy changes.