According to the Federal Trade Commission, bill collectors who harass customers can be reported to the Consumer Financial Protection Bureau, the office of the state attorney general or the FTC. State debt collection laws regarding harassment vary from state to state, but the Fair Debt Collection Practices Act applies nationwide.Know More
The Consumer Financial Protection Bureau explains that debt collection harassment includes the use of repetitious phone calls designed to annoy people, obscene language, threats of violence and refusing to provide information about who they are. Anyone harassed by a debt collector should keep complete records regarding the harassment, including dates and times of phone calls and topics discussed. The Consumer Financial Protection Bureau or CFPB allows consumers to report harassment online at consumerfinance.gov or by phone at 855-411-CFPB.Learn more about Is This Illegal?
Individuals should read their credit report at least once a year, according to Consumer Financial Protection Bureau. Checking a credit score at least once a year allows an individual to check for accuracy to ensure there are no errors and no fraud has been committed.Full Answer >
FedEx offers a range of fully preprinted, emailable and billable stamp return labels to its customers, allowing businesses to choose which ones to provide to their own customers. UPS offers similar services, but also mails return form to the customers of a business if required.Full Answer >
A 1986-issue Canadian $2 bill is worth just face value at the bank while carrying a slight premium from collectors. Rare variations of the bill have sold for at least $10,000 at auctions.Full Answer >
Accounts receivables are invoices that a company issues to its customers, and an accounts receivable aging report details how old outstanding invoices are. It is a tool that allows a company to manage its credit risk.Full Answer >