According to the Federal Trade Commission, bill collectors who harass customers can be reported to the Consumer Financial Protection Bureau, the office of the state attorney general or the FTC. State debt collection laws regarding harassment vary from state to state, but the Fair Debt Collection Practices Act applies nationwide.
The Consumer Financial Protection Bureau explains that debt collection harassment includes the use of repetitious phone calls designed to annoy people, obscene language, threats of violence and refusing to provide information about who they are. Anyone harassed by a debt collector should keep complete records regarding the harassment, including dates and times of phone calls and topics discussed. The Consumer Financial Protection Bureau or CFPB allows consumers to report harassment online at consumerfinance.gov or by phone at 855-411-CFPB.Learn More
Accounts receivables are invoices that a company issues to its customers, and an accounts receivable aging report details how old outstanding invoices are. It is a tool that allows a company to manage its credit risk.Full Answer >
A 1986-issue Canadian $2 bill is worth just face value at the bank while carrying a slight premium from collectors. Rare variations of the bill have sold for at least $10,000 at auctions.Full Answer >
It is no longer possible to send a telegram, and the U.S. Post Office never sent telegrams for customers. The service is obsolete, and the last telegram in the United States was sent by Western Union on Feb. 2, 2006. India was the last country in the world to use the telegraph to send messages and sent its final telegram on July 13, 2013.Full Answer >
U.S. Postal Service retail services that involve interacting with a clerk are not available on Sundays; however, some postal locations with mailboxes leave their lobbies open so that customers can still access them on Sundays. These locations may also have automated machines that provide some postal services.Full Answer >