The person at fault when a car gets hit by another vehicle depends upon a number of factors, including state law, where the damage occurs on the car — such as a strike from behind — and what type of insurance each driver has. Furthermore, law enforcement authorities usually make the call of where to assign blame in the case of an accident.Know More
Insurance Hotline presents several scenarios to determine fault in accidents, including when a car enters or leaves a parking space, when a vehicle enters an access road and when vehicles travel in an intersection. The site notes that authorities often find people who fail to obey police officer's directions, do-not-enter signs, prohibited passing signs and prohibited turn signs to be at fault for their accidents.
Even drivers who live in a "no fault insurance" state may face an increase in insurance rates after an accident if authorities find them to be the cause of an accident, explains Car Insurance Comparison. In fact, people who live in no fault states still must carry a minimum amount of insurance, including personal injury protection and sometimes uninsured/under-insured motorist coverage in case of an accident with a driver who has inadequate insurance.Learn more in Driving Laws
To retrieve a car that has been towed, pay all outstanding fees, present your payment receipt at the vehicle impoundment, and provide proof of current registration. Retrieve the vehicle the same day you pay the fees to avoid accumulating more charges.Full Answer >
If a car is hit while parked by another vehicle and the driver leaves insurance information, then the accident is covered with property damage. In other circumstances where a parked car is hit, it may be covered under uninsured motorist, comprehensive or collision coverage.Full Answer >
According to the State Farm Learning Center, if you hit a parked car in a parking lot you should track down the car's owner, leave a note on the car or call the police. If you simply drive away, you could be punished for a hit-and-run.Full Answer >
Unless an uninsured vehicle is added to a new or existing automobile insurance policy, it cannot be legally driven. Contrary to a popular myth, vehicle insurance does not follow the driver but is instead tied to a particular vehicle.Full Answer >