When the police recover a stolen car, it normally has damage from the thieves breaking into it, reckless driving or removal of anything of value, which the insurance company evaluates to determine if the car is a total loss. If its repair is feasible and the owner has comprehensive coverage, insurance typically pays to restore its previous condition.Know More
Approximately 30 percent of stolen vehicles never surface again, according to The Motley Fool. Damage on recovered cars often includes broken glass, a busted steering column and scratches or dents. Thieves commonly remove the car's sound system and other easy-to-sell parts. While auto insurance covers these damages, it does not cover personal possessions lost in the vehicle, or the amount of the insurance deductible. While a homeowner's policy or rental insurance covers these possessions, there is often a deductible with this policy as well. If both policies are with the same company, some victims find the insurance company willing to waive the smaller deductible amount.
If the insurance company pays the claim before the recovery, the company takes possession of the car. In some of these cases, the owner is able to recover personal possessions left inside. It is sometimes possible to buy the vehicle back from the insurance company if law enforcement locates it after a settlement.Learn more about Crime
When a financed car is totaled, the owner's insurance company will issue a payment based on the car's fair market value, and the car's owner is responsible for any difference owed on the loan. In most cases, the insurance payment is sufficient to pay back most, if not all, the remainder on the loan, but not enough to purchase a replacement vehicle.Full Answer >
FBI crime statistics indicate that during a given year, roughly 500,000 automobiles are stolen. In 2013, 699,594 total motor vehicles were stolen. Of this number, just over 73 percent were cars. The remainder of stolen vehicles were motorcycles, trucks, scooters, snowmobiles, buses, sport utility vehicles and all-terrain vehicles.Full Answer >
A police blotter is a daily public record of arrests and other events, such as drug violations, that happen during any given police shift. Most cities place this information in a special section of a daily or weekly newspaper that features a police blotter.Full Answer >
A citation from a police officer is a legal document that serves as a notice to appear in court in response to a charge against an individual. These kinds of summons are used in financial liability situations, traffic incidents and other legal proceedings where a warrant is not issued. Citations include the name of the officer, the matter the document relates to and the date and time to appear.Full Answer >