Q:

What are housing grants for low-income families?

A:

Quick Answer

The United States federal government and individual states give out housing grants to low-income families to help meet their housing requirements. These families are sometimes living on the streets or are in danger of doing so and must meet specific income criteria to qualify for the grants.

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Full Answer

Several different government departments and programs extend housing grants, as do nongovernmental organizations such as the Salvation Army. Depending on the sources of the grants, they are often used to help first-time homeowners with their down payments or to help low-income families pay their mortgages or rent.

Two primary federal agencies administer housing grants: the U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Agriculture (USDA). HUD provides housing grants for rural areas as long as the recipients live in open country, in cities of fewer than 10,000 inhabitants or in specified cities with fewer than 20,000 inhabitants. These funds are channeled through states and can be used to fund very low-, low- or moderate-income families. The classification into different income levels is based on a percentage of the median income level of the area. States in their turn may disburse resources for housing grants to local governments, as well as to NGOs and private businesses.

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Related Questions

  • Q:

    Where can disabled veterans find housing grants?

    A:

    The chief resource concerning all housing grants and other aid opportunities for disabled veterans is the United States Department of Veterans Affairs. There, one can peruse the different options, including the 2101(a) and 2101(b) grants, as well as temporary or transient grants, other loan possibilities and vouchers.

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  • Q:

    How do you apply for housing grants as a senior citizen?

    A:

    Senior citizens can apply for housing grants by seeking out programs with the U.S. Department of Housing and Urban Development or their local housing authority, and they must provide their income and living status when they apply, states SFGate. The Department of Agriculture has programs in rural areas as well.

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  • Q:

    How do you find legal help for people with a low income?

    A:

    The American Bar Association provides a directory of legal help resources for low-income individuals in each state. Some low-income individuals qualify for free legal assistance from pro bono attorneys. Other resources, such as LegalZoom, offer low-cost legal services.

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  • Q:

    How do you obtain low-income health insurance?

    A:

    Medicaid and Children's Health Insurance Program plans are available to low-income families and individuals based on the household's income, size, age of the individuals and disability status. As of 2015, individuals can determine if they qualify for low-income health insurance when they apply for coverage through the health care marketplace.

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