A judgment is a legal order issued by a judge stating that a person owes a specific sum of money to a creditor, according to Illinois Legal Aid. Usually, before a judgment is won, the defendant has an opportunity to appear in court after receiving an official court summons. Responding to the summons allows defendants to present a defense and possibly avoid a judgment.Know More
Showing up in court and settling with the creditor by arranging payment of monies owed is the best way to avoid receiving a judgement, according to Credit.com. If the defendant named in the summons loses or fails to appear in court, the creditor automatically wins and a judgment is issued against the defendant. The judgment becomes public record, which means it ends up on credit reports. Typically, judgements remain on credit reports for a period of 7 years.
Once a creditor wins a judgement against a debtor, the creditor may take steps to garnish wages or attempt to seize property, according to Credit.com. The judgment allows a creditor to request that an employer deduct up to 15 percent of wages until the debt is paid off, as explained by Illinois Legal Aid. Creditors can also request that a bank garnish a debtor's bank account. However, creditors seeking to take these measures must conform to state consumer protection laws.Learn more about Law
When someone files a suit against a person to get a judgement, it means that the person who filed the suit, the plaintiff, feels they are owed money by the defendant. The plaintiff files a lawsuit with the court, then the judge decides whether a judgement against the defendant is warranted, according to Illinois Legal Aid.Full Answer >
A court date can be rescheduled by one of the involved parties by filing a Motion to Continue, also known as a continuance, as stated by Illinois Legal Aid. This motion must be filed in person in a court of law in order to be valid. Filing a continuance does not automatically mean the original date is moved, as judges have full discretion on whether to grant a continuance.Full Answer >
People typically study law in order to work in a profession that requires the knowledge of the law, such as a judge, lawyer or legal aide.There are many different kinds of people who study law and even more reasons why a person chooses to study law.Full Answer >
According to the Kilfin Law Firm of Georgia, the Georgia First Offender Act enables a judge to defer judgment on someone who pleads guilty to a first-time felony offense. Defendants serve sentences, but this act can prevent someone from having a public record with a felony conviction.Full Answer >