A judgment is a legal order issued by a judge stating that a person owes a specific sum of money to a creditor, according to Illinois Legal Aid. Usually, before a judgment is won, the defendant has an opportunity to appear in court after receiving an official court summons. Responding to the summons allows defendants to present a defense and possibly avoid a judgment.
Showing up in court and settling with the creditor by arranging payment of monies owed is the best way to avoid receiving a judgement, according to Credit.com. If the defendant named in the summons loses or fails to appear in court, the creditor automatically wins and a judgment is issued against the defendant. The judgment becomes public record, which means it ends up on credit reports. Typically, judgements remain on credit reports for a period of 7 years.
Once a creditor wins a judgement against a debtor, the creditor may take steps to garnish wages or attempt to seize property, according to Credit.com. The judgment allows a creditor to request that an employer deduct up to 15 percent of wages until the debt is paid off, as explained by Illinois Legal Aid. Creditors can also request that a bank garnish a debtor's bank account. However, creditors seeking to take these measures must conform to state consumer protection laws.Learn More
A judgment against a person is when a judge orders that a one party owes another party a sum of money. A judgment can be given from a company, a creditor or an individual.Full Answer >
According to the Legal Information Institute of the Cornell University Law School, a court judgment is any court order that determines the rights and obligations of each party regarding the disputed issues. The possibility of immediate appeal to a higher court often depends on whether an order is a judgement.Full Answer >
In order to legally get out of jury duty, evidence must be provided that the duty may cause hardship to the potential juror, or that it is extremely difficult to attend, according to Illinois Legal Aid. Being removed from jury duty is difficult, and in most cases, a postponement is granted.Full Answer >
A court date can be rescheduled by one of the involved parties by filing a Motion to Continue, also known as a continuance, as stated by Illinois Legal Aid. This motion must be filed in person in a court of law in order to be valid. Filing a continuance does not automatically mean the original date is moved, as judges have full discretion on whether to grant a continuance.Full Answer >