Q:

How long does an eviction stay on your record?

A:

An eviction is typically removed from an individual's credit record after a seven-year period. An eviction is the legal removal of a tenant by a landlord. Evictions occur for a variety of reasons that include failure to pay rent, illegal behavior or breaking the rules of the rental agreement.

Once people have evictions on their credit reports, renting becomes more difficult. However, many landlords rent their dwellings on a case-by-case basis. A landlord who is willing to compromise may consider an applicant's current financial situation and ability to pay. If a landlord decides to take a chance on a potentially risky tenant, a common practice is to charge a higher security deposit in addition to first and last month's rent.

A no-fault eviction is an eviction that occurs when a building owner makes the decision to either sell the property or allow the building's demolition. In cases like this, tenants are given a specific amount of time in which to vacate the premises. In certain states, tenants are provided a stipend for moving costs. While a no-fault eviction is still considered a legal eviction, it does not have a negative effect on renters, nor will it show up on their credit reports.


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