Q:

What is SSDI?

A:

Quick Answer

SSDI stands for Social Security Disability Insurance. This is a program that provides income and protection for workers who have become too disabled to work.

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Full Answer

Disability payouts are based on the amount of Social Security taxes a person has paid in during the years he or she has worked. These benefits can also be used to cover other members of a person's family. The benefit amount is calculated by figuring up the amount paid in and the amount of money made on average during the years worked. People applying for these benefits have to meet certain medical requirements to receive the benefits for themselves or any dependents.

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Related Questions

  • Q:

    Why does Social Security pay on different dates?

    A:

    The date on which people receive Social Security pay depends on the type of the disability insurance they’re entitled to and, in the case of Social Security Disability Insurance, their birthdays. SSDI benefits are paid on Wednesdays, while SSI benefits typically arrive during the first day of a month.

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  • Q:

    What's the difference between SSI and SSDI?

    A:

    The main difference between SSI and SSDI is that SSDI is based on a recipient’s accumulated work credits or work history and SSI is given to people who do not have enough work credits to qualify for assistance. Work credits are awarded for each year in which a person works.

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  • Q:

    How do you access SSDI records for free?

    A:

    As of 2014, the only websites that still allow free access to records from the Social Security Death Index are FamilySearch, GeneologyBank, Mocavo, Family Tree Legends, Tom Alciere's Social Security Death Master File and Steve Morse's Searching the SSDI in One Step. These sites allow direct access to death records from more than 77 million Americans who died after 1962.

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  • Q:

    At what age is a person eligible for Medicare or Medicaid?

    A:

    Medicare eligibility begins at age 65, although those who receive Social Security Disability Insurance payments or have certain conditions may receive it earlier. Medicaid is open to people of any age, provided they meet specific income limits.

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