Caregivers are paid by the state, the family or an insurance company. This largely depends on the financial situation of the individual, his eligibility for in-state aid programs and the type of insurance coverage he holds.Know More
Depending on state laws and statutes, family members may qualify for payment by the state to provide care, particularly if the person is elderly or disabled and is classified as low-income and qualifies for Medicaid. Cash is also available from state programs other than Medicaid, which can be used to compensate personal caregivers. If the person needing care is a veteran, there are several home-based care programs funded by the state that hire and pay caregivers.
Another way to get paid for caregiving is by applying for tax breaks from the government. If a family member is able to prove that they are footing at least part of a loved one's bills, the state may provide a tax break, which in essence means more disposable income for the caregiver.
Finally, a person can be paid for offering personal care services to their kin by requesting a salary. To avoid pay dispute, a lawyer can be hired to draft a binding contract. Alternatively, if the loved one has a long-term insurance plan in place, family members can sometimes use part of the proceeds to pay themselves for the services rendered. Ultimately, the person needing care has to agree to compensate the caregiver.Learn more about Older Adults
There are a number of online resources, usually specific to each state, that seniors can use to search for subsidized rental apartments, but the local housing authority needs to be contacted to ensure that individuals are eligible for the subsidy. Other forms of public housing can also be applied for if an individual has low income, or has disabilities.Full Answer >
The United States Department of Housing and Urban Development (HUD) website provides lists of units for senior citizens, assisted living housing and affordable units in each state. Many states, cities and counties also offer affordable housing information for seniors, often through local housing authorities.Full Answer >
Every insurance company, or underwriting company, that's licensed to conduct business in a given state is issued an NAIC number, which is short for National Association of Insurance Commissioners. No two companies share the same number.Full Answer >
A surrogate mother's compensation depends on the state. In some states, including Arizona, New York and Michigan, paid surrogacy is illegal and punishable by fines or jail time, says the Center for American Progress. In states where paid surrogacy is permitted, such as California, companies like The Surrogacy Source pay a basic fee of $30,000 to surrogate mothers, with additional compensation for maternity clothes, monthly expenses and health insurance.Full Answer >