Can as Spouse Receive Her Own Social Security Benefit instead of the Spousal Benefit?

Answer

Spousal social security benefits are available to for someone to take at 50% of their spouse's benefit amount. The benefit that you will receive will be which ever pays more if you receive social security benefits before full retirement age. After you hit full retirement age you can then decide which benefit you would like to take. Keep in mind that you cannot receive spousal benefits unless your spouse has already filed for their own benefits.
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A maximum Social Security spouse benefit is 50 percent of your full-retirement-age benefit. The extra 50 percent is not included in the benefit estimate shown on your Social Security
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