Cloning a credit card is a fraud. Card cloning is also referred to as skimming. The first procedure involves stealing information from a consumer’s credit or debit card. Then swipe the card through a device with a scanning slot. The device has a magnetic strip that copies the information in the card. Then download the details to a read-write machine that costs about £500. Copy these details to a counterfeit card, complete with security hologram markings. You can then use the card.