How does layaway work at Walmart?

Answer

Layaway is a deferred-payment plan offered by Walmart during the Christmas season. An individual can set aside one or more item at its current price, and pay the amount owed in small installments. A Five dollar refundable fee, and 10 percent of the total purchase, are due at the time of opening the layaway account. Once the account is paid off, the five dollars will be refunded to a Walmart gift card.
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