How Long Does a Cheque Take to Clear?

Answer

When you pay a cheque into your account, your bank collects the payment from the bank of the person or business who wrote the cheque. So it will regularly take three working days counting the day the cheque is paid in for a cheque to be received at the other bank for payment. This is known as 'clearing a cheque'. Some cheques can be returned without being paid so you should allow at least four working days for the check to be cleared. For more detailed information you can visit your banks website as this may vary depending on your bank policy.
3 Additional Answers
In the UK, a cheque takes three days to clear excluding weekends or bank holidays. On the day it's paid into an account it is sent to the bank's clearing centre.
Personal cheques take about 3 working days to clear. This duration may vary depending on the bank or relevant financial institution. All cheques must be presented physically to the financial institution in order to be processed.
It usually takes three working days for a cheque to clear. In some cases, it may take up to five working days for a cheque to clear and postal delays can extend this period further.
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