When you pay a cheque into your account, your bank collects the payment from the bank of the person or business who wrote the cheque. So it will regularly take three working days counting the day the cheque is paid in for a cheque to be received at the other bank for payment. This is known as 'clearing a cheque'. Some cheques can be returned without being paid so you should allow at least four working days for the check to be cleared. For more detailed information you can visit your banks website as this may vary depending on your bank policy.