1. Visit the U.S. Department of Labor website to learn federal requirements for maintaining accurate records of time worked. Learn laws that are relevant to time cards and consequences
http://www.ehow.com/how_6603958_calculatetimecar...

1. Create a realistic budget. The best method for developing a realistic budget is to review your bank statements over the last three months, listing all expenses and income, then
http://www.wikihow.com/CalculateCreditCardAccel...

1. Check your most recent credit card statement to find out your annual percentage rate (APR) and current balance. If you have several different APRs applied to different balances
http://www.ehow.com/how_6459919_calculateusingan...

1. Open a new spreadsheet in Microsoft Excel. 2. Type "APR" in cell A1, "Number of billing months" in cell A2, and "Periodic Interest Rate" in cell A3.
http://www.ehow.com/how_5700708_calculatecreditc...
