What does JG Wentworth do?

Answer

J.G. Wentworth is a financial services company that purchases future payments of structured settlements, annuity payments and other financial vehicles that make structured, scheduled payments from a fund or trust. A customer can choose to sell all of their remaining payments or just part of them for a lump sum.

Companies like J.G. Wentworth provide options for people who have an income stream from a settlement, fund, lottery winnings or annuity but who need a larger amount of cash in hand. J.G. Wentworth determines the value of the income stream and makes an offer to purchase a number of future payments. If the client agrees to the purchase, he signs a contract directing the payment company, often an insurance company, to make those payments to J.G. Wentworth, and J.G. Wentworth gives him the agreed-upon lump sum.

In return for providing immediate cash, J.G. Wentworth takes a percentage of the future payments as fees. The company states that the amount it retains depends on the amount and details of the settlement, but Consumer Reports reported in 2010 that it is generally in the neighborhood of 9 to 15 percent.

Q&A Related to "What does JG Wentworth do?"
Lyrics to JG Wentworth commercial: I have a structured
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that is not Tichina Arnold.
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Call JG Wentworth, 877-cash now.
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I always thought that was Mr. Wentworth but I am probably wrong. I found their commercials on their website if seeing a couple more helps: http://www.jgwentworth.com/About/Advertising
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