What Does Available Balance Mean?


Available balance is the sum total in a bank account that may be withdrawn. It is that portion of a customer's account balance on which the bank has placed no limits, making it available for instant withdrawals.
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Available Balance
Balances in checking or on-demand accounts where there is a delay in crediting funds to an account. If a check deposit has not been cleared by the issuing bank, the funds will not be available to the account holder even though they may show up in th... More »
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