Topic: I Have No Credit
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Answers to Common Questions
What is a Credit?
A credit is actually money you will be receiving or money that is owed you. A great example is when you return an item to the store and have paid via credit card, the clerk will normally credit your account for the return. On a balance shee... Read More »
Source: http://answers.ask.com/Business/Finance/what_is_a_credit
What is Good Credit Score?
A good credit score is an impressive score on your credit report, resulting from prompt payments on credit cards, bills, etc. A good credit score is essential for making purchases with credit, getting loans, or even buying a car. Read More »
Source: http://answers.ask.com/Business/Finance/what_is_good_credit_score
What is An Excellent Credit Score?
An excellant credit score would be any score over 770, and up to a perfect score of 850. However, any score over 700 will provide you will ample oppurtunities to receive favorable interest rates from most financial lending institutions. Read More »
Source: http://answers.ask.com/Business/Finance/what_is_an_excellent_cred...
More Common Questions
Answers to Other Common Questions
Generally, a credit score of 620 or lower is considered a bad credit score. 620-710 is considered mediocre, and anything 720 or above is considered a good credit score. To keep your credit score up, make all payments on time and pay down yo...
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Source: http://answers.ask.com/Business/Finance/what_is_a_bad_credit_scor...
It will usually have three sections, information about you then your credit information, then public records such as liens and bankruptcies. The credit section will list the creditor or bill and information on your payments to them. They wi...
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Source: http://answers.ask.com/Business/Other/how_to_read_a_credit_report
A perfect credit score is 850. However, you don't need a perfect credit score to achieve the best interest rates available. A score of 720 or higher will provide you with favorable interest rates for whatever financing you apply for.
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Today, a person who has a FICO score of 700 or above is considered to have a good credit score. Having a good score is critical to getting approved for a loan such as a mortgage. You can find more information here: http://www.moolanomy.com/...
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A credit hour is about equal to one hour of course time per week, per term. For example, a course meeting 4 hours a week would be a 4 credit hour course.
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Source: http://answers.ask.com/Health/Other/how_long_is_a_credit_hour
A credit history is a record of a person or company's borrowing and payment habits. This is used by creditors to determine if credit is to extended to this individual or entity.
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To raise credit score, the best method is to make all payments promptly and in full. Purchasing a car and making every payment can really help raise a credit score!
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Source: http://answers.ask.com/Business/Finance/how_to_raise_credit_score
