Topic: No Score Lenders
Answers to Common Questions
Which Lenders Work with Credit Scores Under 460?
Many people have less-than-perfect credit, but just because their credit score is below 460 doesn't mean that they don't still want and need credit. Part of rebuilding a credit score is to show that you can handle credit responsibly and you... Read More »
Source: http://www.ehow.com/about_5480140_lenders-work-credit-scores-unde...
How to Obtain the FICO Score Used by Lenders
Go to the myFICO website and sign up for a free trial (see resources). You will have a free 30-day trial to view your true FICO score. The other option is to go to Equifax and sign up for its Score Power service. This costs $15.95 as of Dec... Read More »
Source: http://www.ehow.com/how_5752215_obtain-fico-score-used-lenders.ht...
Why Do Lenders Have Different Credit Scores Than Consumers?
Before applying for a loan, consumers often pull their own credit scores to evaluate their eligibility to borrow money. You may pull your credit score before your lender does, but that does not guarantee that the credit score you pull will ... Read More »
Source: http://www.ehow.com/facts_5994420_do-different-credit-scores-cons...
Answers to Other Common Questions
1 There are different kinds of credit scores . You need to make sure you are purchasing your FICO credit scores. Two of the credit reporting agencies are playing a dirty trick on us when it comes to our scores. Credit scores aggressively ma... Read More »
Source: http://www.wikihow.com/Explain-Why-Credit-Scores-You-Buy-Are-Diff...
In the case of a major credit application such as a mortgage, all three bureau's are pulled in what is known as a Tri-Merge Report. Of all three FICO scores. the high score as well as the low score is disregarded. The middle score, regardle... Read More »
Source: http://wiki.answers.com/Q/Which_credit_bureau's_FICO_score_is_use...
There are 3 different credit reporting agencies. Each one gives you a score. They work independent of each other. Read More »
Source: http://www.chacha.com/question/why-are-there-3-different-credit-s...
It's entirely up to the bank. If your worried about getting a loan in general, don't. No matter how low your score is someone out there would be willing to loan you some money, even if it's $100 @ 80%. The only question is, would you be ign... Read More »
Source: http://wiki.answers.com/Q/How_low_of_a_credit_score_can_you_have_...
If you are referring to the three agencies, then the answer is the average of all. Read More »
Source: http://answers.yahoo.com/question/index?qid=20090525072751AAX0vgI
Hello Renae, You should be able to get a loan; as the others have said correctly, the rate will likely be higher. Remember, though, that we are experiencing historic low rates still, so even a high rate today is better than an average rate ... Read More »
Source: http://www.trulia.com/voices/Answer/What_is_the_minimum_credit_sc...
There is probably a reason why a loan cannot be obtained, first you need to clean your credit, put yourself on a budget a pay off some cards. You are to high a risk to seek more debt Read More »
Source: http://wiki.answers.com/Q/How_can_you_obtain_a_personal_loan_with...
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