Topic: Policy on Stale Dated Checks
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Answers to Common Questions
What is a stale dated checked?
A check that is older than 90 days (or 180 days depending on the Country) is considered a stale or expired check. It is worthless and carries no value. You cannot cash such a check. Since the check is expired, the check issuing bank will no... Read More »
Source: http://wiki.answers.com/Q/What_is_a_stale_dated_checked
How to Handle Stale-Dated Checks
According to the Uniform Commercial Code, a bank is not obligated to make payment on a stale-dated check--or a check that is presented more than six months after the date indicated on the check. However, a bank may pay the check at its disc... Read More »
Source: http://www.ehow.com/how_5685521_handle-stale_dated-checks.html?re...
When Does a Personal Check Become Stale Dated?
In many cases, checks provide a safe alternative to cash and make settling bills an easier task. From time to time, companies or people hold onto a check given to them for goods and services, only to wonder for how long the check is good. Read More »
Source: http://www.ehow.com/facts_5010044_personal-check-become-stale-dat...
Featured Content:
Policy on Stale Dated Checks
The definition of a stale, dated check is one that was written several months earlier and has never been cashed. Banks vary on the length of time required for a check to be considered stale, but most… More »
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More Common Questions
Answers to Other Common Questions
A check is stale dated six months from the date listed on the check, states Section 4-404 of the Uniform Commercial Code. However, banks can accept checks after six months if the bank believes the check is presented in good faith. Source: J...
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Source: http://www.answerbag.com/q_view/2059936
Presented to the paying bank six months or more after the original issue date. Banks are not required by the Uniform Commercial Code to honor stale-dated checks and can return them to the issuing bank unpaid. The maker of a check can discou...
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Source: http://www.answers.com/topic/stale-dated-check
12 months
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Source: http://wiki.answers.com/Q/How_many_months_is_a_stale_dated_check
Actually nothing. It is the responsibility of the person who received the cheque to deposit and encash it before the cheque becomes stale dated.
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Source: http://wiki.answers.com/Q/What_is_statute_of_of_limitationson_on_...
You don't want a check that someone has not cashed hanging over your head forever, at some point you want to be able to say, okay, it is not going to be cashed, I can use this money for something else.
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Source: http://answers.yahoo.com/question/index?qid=20090325093149AARuMUw
That is what the law allows. I think it has something to do with fraud protection. "A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months ...
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Source: http://answers.yahoo.com/question/index?qid=20090325101432AAmwBoa
