Lenders, such as banks and credit card companies, use credit scores to evaluate
... as the FICO scoring model considers all of those types of hard inquiries that ...
Jan 4, 2005 ... (See page 10 for more information.) So when a lender considers your FICO®
score, they are getting an evaluation of your credit history that is.
Your FICO score does not consider your credit limit by itself. Instead, the FICO
score considers your credit limit when determining your credit utilization rate.
That's a smart thing to do, and your FICO score considers all inquiries within a 45
period for a mortgage, an auto loan or a student loan as a single inquiry.
Your FICO® Score considers how much you owe on your credit accounts, such
as revolving credit accounts and non-mortgage installment loans. Generally, the
Your FICO<sup>®</sup> Score takes into consideration five main categories of ... Your FICO<sup>®</sup>
Score considers both positive and negative information on your credit report.
What FICO Score Considers. Listed below are the five main categories of
information that FICO scores evaluate, along with their general level of
www.kcai.edu/sites/default/files/pdf/About your credit score.pdf
Lenders use the FICO Score to help them make billions of credit decisions every
... The FICO Score from each credit reporting agency considers only the data in ...
Although your FICO score considers a wide range from your credit report, it does
not consider race, color, religion, national origin, sex and marital status, age, ...
The score is taken from an analysis of your credit bureau report. It does not
consider ... Finally, the FICO® score considers the type of credit in use. The
amount of ...