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4 Mistakes That Can Kill Your Credit Score | My Money | US News


Sep 11, 2014 ... 11, 2014, at 8:54 a.m. ... Your credit score is important, often affecting areas of your life that range from where you live to how much you pay for auto insurance. ... For this reason, your credit card utilization rate, calculated by ...

Demonetisation: Current cash crunch leading to overuse of credit ...


16 hours ago ... The current cash crunch could be leading to overuse of credit cards which is the ... so that the Indian public is not flung of the fiscal cliff like an army of lemmings. ... Demonetisation: Pay traffic penalties with your card; Mumbai police show the way ... From Jan 1st, I am stamping out 22 carat gold coins.

Learn Impact of Minimum Payments on Your Credit Score


What Happens to My Credit Score if I Only Pay the Minimum? Published on Aug 01, 2014 08:19 am ... on your credit card statement can give you a false sense of security. Paying only the minimum on your credit cards can affect two factors that help make up your credit score—your payment history and your credit utilization.

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Why Late Credit Card Payments Don't Always Hurt Your Credit Score


Jan 13, 2016 ... 13, 2016, at 8:50 a.m. ... It's a warning often repeated: A single late credit card payment can lower your credit ... If you pay your bill 30 or more days late, it could indeed end up on your credit reports and damage your score.

Why Do Multiple Credit Card Applications Hurt My Credit Score?


Jun 24, 2016 ... Multiple credit card applications hurt credit score ... Every hard credit inquiry can cause your credit score to drop by a few points. ... anymore I would like to apply for another credit card, but I am hesitant because of the inquires.

Forget the 30 percent credit utilization 'rule' – it's a myth


May 5, 2016 ... Your score won't fall off a cliff at 31 percent or soar at 29 ... I can tell you that a credit utilization percentage “threshold” is more like the sliding ... a single card or all cards combined, is: The lower your credit utilization is, the better .... CARDMATCH™ is a free, secure service that will not affect your c...