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The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 ... creditor"—some states, such as California, have similar state consumer protection laws which mirror the FDCPA, and regulate original creditors.


Many states have their own fair debt collection laws as well. Some of these laws mirror the FDCPA. However, some offer more protection to consumers by, ...


The Fair Debt Collection Practices Act (FDCPA) is a federal law prohibiting debt .... (To learn how to find state statutes, visit Nolo's Legal Research Center.).


Aug 27, 2012 ... State laws on debt collection, returned checks, dealer doc fees and garnishment. State debt and credit rules, codes and regulations. Consumer ...


Directs user to websites describing debt collection laws for each state. Federal Debt Collections Practices Act (FDCPA)


State licensing can be quite the ordeal for collection agencies. Each state and U.S. territory has different licensing requirements for collection agencies, attorneys ...



Enjoy a year's access to the electronic version of ACA's Guide to State Collection Laws & Practices, which is updated monthly.


This includes collection agencies, lawyers who collect debts on a regular basis, and .... Many states have their own debt collection laws that are different from the  ...


Jan 30, 2017 ... The federal Fair Credit Reporting Act covers how debt collection is reported in credit reports. In addition, there are state laws that provide ...