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Typical bankruptcy misconceptions. - Affordable Attorneys Group


For those individuals that are not, there are a number of expenses you can ... Good people who realize that they have a duty and a responsibility to put ... only uninsureds are forced into bankruptcy, but oftentimes those who thought ... bankruptcy four years after filing a Chapter 7 (allowing you to discharge part of your debt).

Mortgage Discharged in Bankruptcy is NOT Free and Clear?


Oct 7, 2015 ... If so you may think your home is free and clear and you can buy ... Now, if you had a foreclosure, short sale or deed in lieu of foreclosure after ..... If he is able to refinance, I am free and clear to get FHA loan, but if .... Bankruptcy chapter 7 discharged 4 years ago included house, now can't make payments.

If I filed bankruptcy, why do I still show 1 account in collections and 2 ...


Results 1 - 10 of 13 ... Negative accounts after bankruptcy .... If you filed bankruptcy in 2003, why is it still showing up on Credit ... It is based on date of discharge, not date you filed. ... rather late, but this caught my attention and thought I would add my ... When filing a Chapter 7, can you include debts that are over 7 years...

Consumer Info : Ten Things Bankruptcy Court Won't Tell You


And Chapter 7 doesn't stop foreclosure, so banks can still take the homes of debtors ... In such cases, the trustee handling the bankruptcy can decide not to liquidate the ... Bankruptcy stays on your credit report for 10 years, but you can begin repairing ... He lost his bankruptcy discharge, letting creditors come after him again...

Can Your Creditors Still Sue You After Bankruptcy?


Even if, like us, you did not include the debt when you filed, it was still included ... was a Target credit card, about two years after my bankruptcy was discharged. ... filing and you realize it after the bankruptcy closes, you can have your lawyer file ..... all of the facts as to what can happen to you if something should go wrong.

Should I Reaffirm My Mortgage Debt After Bankruptcy? | Equifax ...


Aug 8, 2014 ...Bankruptcy has given you the right to discharge a debt and no longer have to ... Those who do not reaffirm their mortgage debt but who still continue to make ... debt with the lender so it was included in my Chapter 7 bankruptcy. ... never late to the credit bureaus will the bureaus put it on my credit report?

What Happens If I Leave a Creditor Off of My Bankruptcy?


May 1, 2013 ... When you file a bankruptcy case, it is very important to make sure all of ... You do not include your current utility suppliers, but would include old ... But what if, despite your best efforts, you realize you left a debt out of the bankruptcy papers? ... you can have your attorney file an amendment to add the creditor ...

Chapter 7 Bankruptcy - Richard West Law Office


If you need a complete guide for chapter 7 bankruptcy, then you have found what ... should take this route and file for chapter 7 bankruptcy but many do not realize it. ... the money for them, something that they would never admit to their clients, ..... After you discharge utilities the utility company can require that you put up a ...

What to Say When Your Proof of Claim is Filed After the Bar Date


facts, the judge may allow you to file a proof of claim after the bar date. ... identifying four arguments you can make to the bankruptcy court to get your claim ... I filed a late claim in a chapter 7 case, but it should be allowed and paid as a .... its claim discharged even if the creditor does not receive formal notice of the bar d...

The Ultimate Guide to Surviving Chapter 7 Bankruptcy | DebtKid.Com


I declared chapter 7 bankruptcy in 2007 and survived, and you probably can too. ... I have no bad debt, one small federal student loan, and a few good credit lines ... They are obviously going to push you in the filing direction, but nearly all BK .... You can expect to be discharged within 60-90 days after the 341 meeting date.

Bankruptcy law provides for the development of a plan that allows a debtor, who is unable to pay his creditors, to resolve his debts through the division of his assets among his creditors... More »
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Chapter 7 FAQ's - Lawrence Rubin


The successful result of a Chapter 7 is a bankruptcy discharge. ... Should I reaffirm any of my debts to "build up" my credit after bankruptcy? ... My spouse has a lot of debts but I do not. ... I thought they my debts were cancelled; what do i do now? .... The fact that you filed a chapter 7 will appear on your credit record ...

The Debt Discharge in Bankruptcy FAQ - FindLaw


A: A bankruptcy discharge releases the debtor from personal liability for certain ... Debts dischargeable in a chapter 13, but not in chapter 7, include debts for ... Q: Does the debtor have the right to a discharge or can creditors object to a discharge? ... Creditors receive a notice shortly after the case is filed that sets forth mu...

After your bankruptcy trustee hearing--the goal line is in sight ...


Dec 5, 2010 ... The Chapter 7 trustee will almost always let us know at the hearing if it .... I have not yet received a discharge, but after reading your article I am ...... So basically I' m asking will the trustees put any more thought into my .... No it's not too late to include the timeshare, but your lawyer will probably ch...