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Typical bankruptcy misconceptions. - Affordable Attorneys Group


For those individuals that are not, there are a number of expenses you can subtract to ... in as little as two years after a Chapter 7 bankruptcy (HUD Guideline 4155.1 : 4. ... Good people who realize that they have a duty and a responsibility to put ... only uninsureds are forced into bankruptcy, but oftentimes those who thought ...

Chapter 7 - Bankruptcy Basics | United States Courts


A chapter 7 bankruptcy case does not involve the filing of a plan of ... "exempt" property; but a trustee will liquidate the debtor's remaining assets. Accordingly, potential debtors should realize that the filing of a petition under chapter 7 may result ... One of the primary purposes of bankruptcy is to discharge certain...

After your bankruptcy trustee hearing--the goal line is in sight ...


Dec 5, 2010 ... Credit card companies will object if they think you were running up your ... I have not yet received a discharge, but after reading your article I am ... We filed for chapter 7 bankruptcy and have our discharge hearing scheduled for Aug 4th. .... I really HATE it when people “just realizesomething between when ...

Consumer Info : Ten Things Bankruptcy Court Won't Tell You


And Chapter 7 doesn't stop foreclosure, so banks can still take the homes of debtors ... In such cases, the trustee handling the bankruptcy can decide not to liquidate the ... Bankruptcy stays on your credit report for 10 years, but you can begin repairing ... He lost his bankruptcy discharge, letting creditors come after him again...

The Ultimate Guide to Surviving Chapter 7 Bankruptcy | DebtKid.Com


I declared chapter 7 bankruptcy in 2007 and survived, and you probably can too. ... I have no bad debt, one small federal student loan, and a few good credit lines ... They are obviously going to push you in the filing direction, but nearly all BK .... You can expect to be discharged within 60-90 days after the 341 meeting date.

Chapter 7 Bankruptcy - Richard West Law Office


If you need a complete guide for chapter 7 bankruptcy, then you have found what ... should take this route and file for chapter 7 bankruptcy but many do not realize it. ... the money for them, something that they would never admit to their clients, ..... After you discharge utilities the utility company can require that you put up a ...

Chapter 7 Discharges Debts Provides a "Fresh Start" - BizFilings


May 24, 2012 ... When you hear the word "bankruptcy," it probably means a Chapter 7 ... Most debts that can not paid off from the liquidation of all of your ... acquired after a Chapter 7 filing may be included in your bankruptcy ... For example, credit card debt is unsecured debt; but a car loan generally is not. ... Think Ah...

Should I Reaffirm My Mortgage Debt After Bankruptcy? | Equifax ...


Aug 8, 2014 ...Bankruptcy has given you the right to discharge a debt and no longer have to ... Those who do not reaffirm their mortgage debt but who still continue to make ... debt with the lender so it was included in my Chapter 7 bankruptcy. ... never late to the credit bureaus will the bureaus put it on my credit report?

Mortgage, Reaffirmation & Credit Reports - Robert Russell Law Office


Nov 23, 2014 ... What Can You Do If You Did Not Reaffirm Your Mortgage? ... “Borrowers who have received a Chapter 7 bankruptcy discharge in a case ..... house was included in the bankruptcy, but we have been making our payments on time ..... If they don't want to put it on his credit to show payment history, how are we ...

Capone & Keefe - New Jersey Bankruptcy Lawyer Blog


Mar 15, 2016 ... The debt may seem like a lot of money to you and me, but trust me, it is nothing to them. ... After that, the questions become slightly different depending on whether you ... Next, a chapter 7 trustee will question you regarding any transfers of assets or .... You are deciding whether or not to file for bankruptcy.

Bankruptcy law provides for the development of a plan that allows a debtor, who is unable to pay his creditors, to resolve his debts through the division of his assets among his creditors... More »
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Chapter 7 FAQ's - Lawrence Rubin, Atty


The successful result of a Chapter 7 is a bankruptcy discharge. ... Well actually, if you just heard this, then I suppose you really did not think much about ... In fact, most people will find that, but for the credit counseling and financial management .... After your case is filed, you will be asked to attend a "meeting of credit...

Can Your Creditors Still Sue You After Bankruptcy?


I think my biggest fear after bankruptcy was that my creditors would still be able to ... Even if, like us, you did not include the debt when you filed, it was still ... was a Target credit card, about two years after my bankruptcy was discharged. ... your filing and you realize it after the bankruptcy closes, you can have your lawyer f...

If I filed bankruptcy, why do I still show 1 account in collections and 2 ...


Results 1 - 10 of 13 ... If you then file bankruptcy in Jan 2014 that same collection account will still ... after a payment is missed and then reported for 7 years.....not 7 ... I know I'm replying rather late, but this caught my attention and thought I would add my ... When filing a Chapter 7, can you include debts that are over 7...