How to Check and Track Your CPP Payment Schedule

The Canada Pension Plan (CPP) is an important source of income for many Canadians during their retirement years. It provides a monthly payment to eligible individuals based on their contributions to the plan throughout their working lives. If you are a CPP recipient, it is essential to know the dates of your CPP payments so you can plan your finances accordingly. In this article, we will explore how you can easily check and track your CPP payment schedule.

Understanding the CPP Payment Schedule

The CPP payment schedule outlines the dates on which you can expect to receive your monthly pension payments. The schedule is determined by Service Canada, the government agency responsible for administering the CPP. Generally, CPP payments are made on a monthly basis, with most recipients receiving their pensions on either the fourth or last working day of each month.

Checking Your CPP Payment Dates Online

One of the easiest ways to check your CPP payment dates is by accessing your My Service Canada Account online. This secure portal allows you to view and manage various government benefits and services, including your CPP payment information. Simply log in to your account using your credentials or create a new account if you haven’t done so already.

Once logged in, navigate to the section that displays your CPP payment information. Here, you will find details about when your next payment is due and any upcoming changes or adjustments that may affect your pension amount. It’s important to regularly review this information as it ensures that you stay informed about any modifications to your payment schedule.

Tracking Your CPP Payment Schedule

While checking your CPP payment dates online is convenient, it’s also important to have a reliable method for tracking them throughout the year. One way to do this is by utilizing digital calendars or scheduling apps available on smartphones and computers.

Begin by entering the dates of upcoming payments into your preferred calendar app or program. You can set reminders in advance of each due date so that you are alerted and prepared when your CPP payment is about to be deposited in your bank account. This way, you won’t miss any payments and can plan your expenses accordingly.

Additionally, consider setting up automatic notifications through your banking institution. Many banks offer this service, allowing you to receive email or text alerts whenever a deposit is made into your account. By enabling these notifications, you can easily keep track of when your CPP payment is received, ensuring that the funds are available for use.


Knowing the dates of your CPP payments is crucial for effective financial planning during retirement. By checking your CPP payment schedule online through your My Service Canada Account and tracking the dates using digital calendars or banking notifications, you can stay informed and prepared for each monthly pension deposit. Take advantage of these tools and resources to ensure a smooth financial journey throughout your retirement years.

This text was generated using a large language model, and select text has been reviewed and moderated for purposes such as readability.