Is First American Home Warranty Worth It? Exploring the Coverage and Cost

If you’re a homeowner, you know that unexpected repairs and replacements can quickly add up. That’s where a home warranty comes in handy. One of the leading providers in the industry is First American Home Warranty. But is it worth it? In this article, we’ll explore the coverage and cost of First American Home Warranty to help you make an informed decision.

What is First American Home Warranty?

First American Home Warranty is a company that offers coverage plans for homeowners to protect their major systems and appliances. With over 35 years of experience, they have established themselves as a trusted provider in the industry. Their plans are designed to provide peace of mind by covering repairs or replacements for items that break down due to normal wear and tear.

Coverage Options

First American Home Warranty offers several coverage options to suit different needs and budgets. Their Basic Plan covers essential systems such as heating, electrical, plumbing, water heater, and central air conditioning. For more comprehensive coverage, they also offer a Premier Plan that includes additional items like kitchen appliances, garage door openers, and built-in microwaves.

Cost of First American Home Warranty

The cost of a First American Home Warranty plan depends on various factors including your location and the level of coverage you choose. On average, their plans range from $300 to $600 per year. Additionally, there may be service call fees ranging from $75 to $125 per visit when you request repairs or replacements.

While some homeowners may view this as an added expense, it’s important to consider the potential savings when unexpected breakdowns occur. Without a home warranty plan, you would be responsible for covering the full cost of repairs or replacements out of pocket.

Benefits and Considerations

One of the main benefits of having a First American Home Warranty plan is the convenience it offers. When a covered item breaks down, you can simply contact their customer service team, and they will arrange for a qualified technician to come and assess the issue. If the repair is covered under your plan, you’ll only have to pay the service call fee.

However, it’s essential to understand that home warranty plans do not cover pre-existing conditions or items that have been poorly maintained. It’s crucial to read the terms and conditions of your policy carefully to know exactly what is covered and what isn’t.

In conclusion, First American Home Warranty can be worth it for homeowners looking for peace of mind and protection against unexpected repairs or replacements. Their coverage options cater to different needs, and while there is a cost involved, it can potentially save you money in the long run. Just make sure to review the terms and conditions of your policy thoroughly before making a decision.

This text was generated using a large language model, and select text has been reviewed and moderated for purposes such as readability.