Unclaimed Money: A Guide to Finding and Claiming Yours for Free

Unclaimed money is money that has been left unclaimed by its rightful owner. This can include forgotten bank accounts, forgotten insurance policies, uncashed checks, and more. Unclaimed money is a common occurrence and it’s estimated that billions of dollars are sitting in unclaimed accounts across the United States. Fortunately, there are ways to find and claim your unclaimed money for free.

Searching for Unclaimed Money

The first step to finding your unclaimed money is to search for it. You can search for free on sites like MissingMoney.com or Unclaimed.org, which are both run by the National Association of Unclaimed Property Administrators (NAUPA). These sites allow you to search for unclaimed money in all 50 states and the District of Columbia. You can also search for unclaimed money on the websites of individual state governments or through the U.S. Treasury’s website.

Filing a Claim

Once you’ve found your unclaimed money, you’ll need to file a claim with the appropriate agency or institution in order to receive it. The process varies depending on where the money is located and who is holding it, but generally you will need to provide proof of identity and proof of ownership in order to file a claim. You may also need to provide additional documentation such as a death certificate if the account holder is deceased or a power of attorney if you are filing on behalf of someone else.

Protecting Your Money


Once you’ve claimed your unclaimed money, it’s important to take steps to protect it from being lost again in the future. Make sure that all of your accounts have up-to-date contact information so that you can be notified if any changes occur or if any funds become available. It’s also important to keep track of any accounts that may have been closed or transferred so that you can easily reclaim them if necessary.

Unclaimed money is an often overlooked source of potential wealth and can be claimed for free with some effort and research. By searching online databases, filing claims with appropriate agencies, and taking steps to protect your funds, you can reclaim your lost wealth without spending a dime.


This text was generated using a large language model, and select text has been reviewed and moderated for purposes such as readability.