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Case opinion for NJ Superior Court, Appellate Division HABICK v. LIBERTY MUTUAL FIRE INSURANCE COMPANY. Read the Court's full decision on FindLaw.


Appellant Mildred Powell filed an insurance claim with respondent Liberty Mutual Fire Insurance Company to cover damage to her house. Liberty Mutual denied the claim, stating that the damage was excluded under the “earth movement exclusion” in Appellant's insurance policy. Appellant took Liberty Mutual to the district ...