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www.ftc.gov/news-events/press-releases/2012/10/ftc-cracks-down-phony-mortgage-relief-schemes

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See how much your monthly payments would be for a home equity line or loan amount. ... Mon-Sun: 9:00 AM to 11:00 PM ET ... be charged to recover all costs incurred for originating your loan (does not apply to collateral ... 2018 Citigroup Inc.