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www.finweb.com/banking-credit/types-and-sources-of-consumer-credit-pt2.html

Part 2: Credit SourcesIn Part 1 of Types and Sources of Consumer Credit, the numerous kinds of credit accounts available to potential borrowers was examined. ... As a general rule, they tend to be rather selective, choosing to make loans to individuals ... High interest rates and fees make this a credit source to be wary of.

web.utah.edu/basford/personalfinance/documents/Finance1200Fall2011Test2WithAnswers.doc

144) When interest rates are rising, a person would be best served by: ... 154) Savings compounded ______ would have the highest effective yield. .... 171) Consumer credit refers to the use of credit for personal needs (except a home mortgage) by individuals. ..... A. tend to be more expensive than other types of loans.

www.fdic.gov/bank/analytical/bank/bt_9805.html

May 5, 1998 ... Some industry experts have attributed the increases in credit card debt ... to relax their standards and make credit available to poorer credit risks. .... High inflation and high interest rates in the late 1970s made state usury limits more restrictive. ..... Friedman posited that consumers tend to base their choice of ...

www.bizfilings.com/toolkit/research-topics/finance/understanding-the-types-and-sources-of-consumer-credit

Consumer credit can be a small business owner's best friend. ... each month, you will often have to pay a high-rate of interest or other kinds of finance charges for the use ... Whatever amount you repay becomes immediately available to reuse.

www.creditcards.com/credit-card-news/rates-mortgage-low-credit-cards-high-difference-1282.php

Feb 16, 2012 ... Of course, interest rates on credit cards have always been higher than other forms ... For instance, as card interest rates rise and other consumer rates fall, ... With those sources of revenue unavailable, banks could be raising ...

www.debt.org/credit/loans

Different types of loan and credit provide various options for consumers and ... with the kinds of credit and loans that might be available to you and the sorts of ... and as high as 30 percent or more, depending on the consumer's payment history and credit score. ... Mortgages have among the lowest interest rates of all loans.

www.debt.org/credit/unions/banks-unions-savings-institutions

Apr 23, 2012 ... These include banks, credit unions and other savings institutions. ... credit unions and trust companies, consumers have a dizzying array ... And credit unions often offer higher interest rates to depositors and ... have less red tape for borrowers than commercial banks, which tend to be large and bureaucratic.

www.forbes.com/sites/investopedia/2013/08/06/the-basics-of-lines-of-credit

Aug 6, 2013 ... Lines of credit tend to be lower-risk revenue sources relative to ... Lines of credit answer both of these issues by making a specified amount of money available if and when the borrower needs it. ... The World's Highest-Paid Athletes 2016 ... line of credit can be a cheaper option (lower interest rates) and offer ...

www.cars.com/articles/car-loans-how-to-get-the-best-interest-rate-1420681041051

Sep 2, 2016 ... To get the best possible interest rate on a car loan, it's important to ... money from three primary lending sources: banks, credit unions and automakers. ... and this leaves consumers vulnerable to owing more on a loan than their car ... rates from the automaker; those rates are sometimes the lowest available.